Auto Accident Attorney In Lafayette Indiana
A frequent injury claim that we see in our office is the automobile collision. Usually, there is some type of standardized crash report prepared by a law enforcement agency after an automobile collision. However, these reports must be reviewed with great scrutiny, as frequently mistakes exist within the crash report. Frequently, there are witnesses available who have not been interviewed by either party. I guarantee you that the insurance company will undertake a quick and immediate investigation of the matter. Failure to do so can result in loss of evidence necessary at a later date.
Frequently you will be dealing with damage to your vehicle. Negotiating an adequate settlement on the property damage claim can be a difficult process. If the cost of repairing your vehicle exceeds the cost of repairs, your vehicle will be totaled. Then the evaluation turns to deciding what the fair market value of the vehicle wa,s immediately before the crash.
One huge area of frequent confusion is the application of multiple insurance coverages. You may have medical insurance, and you may have medical pay coverage on your existing automobile policy. Deciding which one to use is important. You may also have other coverages on your own automobile, including uninsured motorist coverage and underinsured motorist coverage, which can provide hundreds of thousands of dollars in additional liability coverage.
You should contact Graham Law Firm to discuss these matters before you start signing documents, and giving free interviews to the insurance company.